Rent vs Sell Calculator
Should you become a landlord or cash out? Compare your options with data
Analysis Period
10
Keep & Rent
$0
10-year net worth
Monthly Cash Flow
$0
Sell Now
$0
After-tax proceeds + investment
Immediate Cash
$0
Property Details
$
$
$
🏠 If You Rent It Out
$
$
%
%
💰 If You Sell Now
%
%
Note: If this was your primary residence for 2+ of the last 5 years, you may exclude up to $250,000 (single) or $500,000 (married) of gains.
Market Assumptions
%
%
%
Wealth Projection
Rental Scenario Analysis
Monthly Cash Flow (Year 1)
$0
Total Cash Flow (10 years)
$0
Property Value (10 years)
$0
Remaining Mortgage
$0
Total Net Worth
$0
Selling Scenario Analysis
Sale Price
$0
Selling Costs
-$0
Mortgage Payoff
-$0
Capital Gains Tax
-$0
Net Proceeds
$0
If invested at 7% annually:
Value in 10 years
$0
🔍 Key Decision Factors
📋 Decision Checklist
Consider Renting If:
- ✓ Property has strong cash flow potential
- ✓ You're comfortable being a landlord
- ✓ Local rental market is strong
- ✓ You want passive income
- ✓ Property is in appreciating area
Consider Selling If:
- ✓ You need immediate liquidity
- ✓ Managing rentals is too stressful
- ✓ Major repairs are needed soon
- ✓ You found better investment opportunities
- ✓ Market is at a peak