Privacy Policy

Introduction

RealVest ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website realvest.ai, use our tools and calculators, or interact with our services.

By using our services, you agree to the collection and use of information in accordance with this policy.

Information We Collect

Personal Information

When you create an account or sign up for our newsletter, we may collect:

• Name and email address
• Investment experience level (optional)
• Communication preferences

Usage Data

We automatically collect certain information when you visit our website:

• IP address and browser type
• Pages visited and time spent
• Calculator usage and inputs (anonymized)
• Referring website

Calculator Data

When you use our calculators, all calculations are performed locally in your browser. We do not store or transmit your financial information unless you explicitly choose to save results to your account.

How We Use Your Information

We use the information we collect to:

• Provide and maintain our services
• Send newsletters and educational content (with your consent)
• Improve our tools and calculators
• Respond to your inquiries and provide support
• Analyze usage patterns to enhance user experience
• Comply with legal obligations

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information. We may share your information only in the following circumstances:

• Service Providers: With trusted third-party services that help us operate our website (e.g., email services, analytics)
• Legal Requirements: If required by law or to protect our rights
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• Consent: With your explicit consent

Data Security

We implement appropriate technical and organizational measures to protect your information, including:

• SSL encryption for data transmission
• Secure servers and databases
• Regular security assessments
• Limited access to personal information

However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

• Remember your preferences
• Analyze site traffic and usage
• Personalize your experience

You can control cookies through your browser settings. Disabling cookies may limit some features of our website.

Third-Party Services

Our website may contain links to third-party websites and services, including:

• Discord community platform
• Amazon for book purchases
• Federal Reserve Economic Data (FRED) API

These third parties have their own privacy policies, and we are not responsible for their practices.

Your Rights and Choices

You have the right to:

• Access: Request a copy of your personal information
• Correction: Update or correct your information
• Deletion: Request deletion of your account and data
• Opt-out: Unsubscribe from marketing communications
• Data Portability: Receive your data in a structured format

To exercise these rights, contact us at privacy@realvest.ai

Children's Privacy

Our services are not intended for children under 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

International Data Transfers

If you access our services from outside the United States, your information may be transferred to and processed in the United States. By using our services, you consent to this transfer.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete personal information, and the right to opt-out of the sale of personal information (which we do not do).