Buy vs Rent Calculator
Compare the true financial impact of buying versus renting over time
View Complete Buy vs Rent GuideTime Horizon
10
Total Cost to Rent
$0
Over 10 years
Total Cost to Buy
$0
After equity
Buy Advantage
$0
Savings
🏠 Rent Scenario
$
%
$
🏡 Buy Scenario
$
$
%
years
$
$
$
%
Market Assumptions
%
%
%
Net Worth Comparison
Break-Even Analysis
Buying becomes cheaper after
0
years
Calculation based on current inputs
10-Year Financial Summary
Renting Costs
Total Rent Paid
$0
Total Insurance
$0
Total Renting Cost
$0
Buying Costs & Benefits
Total Payments
$0
Property Tax
$0
Insurance & HOA
$0
Maintenance
$0
Tax Savings
-$0
Home Value
$0
Remaining Mortgage
-$0
Net Cost of Buying
$0
Opportunity Cost
Down Payment Invested
$0
Monthly Savings Invested
$0
📊 Key Insights
🤔 Making Your Decision
Consider Buying If:
- • You plan to stay 5+ years
- • You have stable income
- • You have emergency savings
- • You want to build equity
- • You value stability over flexibility
Consider Renting If:
- • You may relocate soon
- • You prefer flexibility
- • You're building your down payment
- • Your job situation is uncertain
- • Local home prices are very high
🔬 Advanced Investment Analysis
Professional-grade risk assessment and scenario modeling for buy vs rent decisions
Impact of Variable Changes on Net Advantage
Analyze how changes in key variables affect the buy vs rent decision