Master Real Estate ROI Calculations

Calculate comprehensive return on investment for any real estate deal. Get cash-on-cash return, total ROI, and sensitivity analysis in seconds.

100% Free
No Registration
Instant Results

Example Calculation

Purchase Price:
$250,000
Down Payment:
$50,000
Monthly Rent:
$2,100
Monthly Expenses:
$850
Cash-on-Cash ROI: 18.0%
Total ROI (5yr): 24.3%

Start Calculating Now

Jump straight to the calculator or learn the fundamentals below

Launch ROI Calculator

Complete ROI Calculation Guide

Master the fundamentals of real estate return on investment

What is Real Estate ROI?

Return on Investment (ROI) measures the profitability of your real estate investment relative to the money you've invested. It's the most important metric for comparing different investment opportunities and assessing the performance of your portfolio.

ROI = (Total Return - Total Investment) / Total Investment × 100%

However, real estate ROI is more complex than this simple formula because it involves multiple income streams and different types of returns over time.

Types of Real Estate ROI

Cash-on-Cash Return

Measures annual cash flow relative to cash invested (down payment + closing costs + rehab).

Annual Cash Flow / Total Cash Invested

Total Return ROI

Includes cash flow, appreciation, loan paydown, and tax benefits over the holding period.

Total Benefits / Total Investment

Cap Rate

Net operating income as a percentage of property value (ignores financing).

Net Operating Income / Property Value

IRR (Internal Rate of Return)

The discount rate that makes the net present value of all cash flows equal to zero.

Time-weighted annual return

Our ROI Calculator Features

Comprehensive Analysis

Calculate all ROI types including cash-on-cash, total return, cap rate, and IRR

Sensitivity Analysis

See how changes in key variables affect your returns with interactive charts

Advanced Inputs

Include appreciation, tax benefits, closing costs, and rehab expenses

How to Use the ROI Calculator

1

Enter Property Details

Start with purchase price, down payment amount, and closing costs. Include any rehab expenses if applicable.

2

Add Income & Expenses

Input monthly rental income, property taxes, insurance, maintenance, and other operating expenses.

3

Set Loan Terms & Assumptions

Enter interest rate, loan term, expected appreciation rate, and holding period.

4

Analyze Results

Review cash-on-cash return, total ROI, cap rate, and IRR. Use sensitivity analysis to test different scenarios.

Common ROI Calculation Mistakes

Forgetting closing costs and rehab expenses

Many investors only include the down payment in their cash invested calculation, ignoring significant upfront costs.

Using gross rent instead of net cash flow

ROI should be calculated on actual cash flow after all expenses, not gross rental income.

Ignoring vacancy and maintenance costs

Always factor in realistic vacancy rates (5-8%) and ongoing maintenance expenses.

Unrealistic appreciation assumptions

Don't rely on aggressive appreciation rates. Conservative estimates (2-4% annually) are more reliable.

Ready to Calculate Your ROI?

Use our comprehensive calculator to analyze any real estate deal

Start Calculating ROI

Related Calculators

Explore other tools to complete your investment analysis