Real Estate Market Data
Live mortgage rates and housing market indicators updated daily from Federal Reserve data.
Current Mortgage Rates
30-Year Fixed
Most Popular
7.23%
+0.12%
Weekly average
APR
7.45%
Points
0.7
15-Year Fixed
Lower Total Cost
6.54%
+0.08%
Weekly average
APR
6.71%
Points
0.6
5/1 ARM
Variable Rate
6.12%
-0.05%
Initial rate
APR
7.89%
Margin
2.75%
30-Year Mortgage Rate History
Key Economic Indicators
Fed Funds Rate
5.50%
Target Range: 5.25-5.50%
Inflation (CPI)
3.4%
↓ Down from 3.7%
Unemployment
3.9%
Near historic lows
GDP Growth
2.8%
Annual rate (Q4)
Housing Market Indicators
Median Home Price
$412,300
National median
↑ 3.5% YoY
Housing Inventory
3.8
Months of supply
↑ From 3.2 last year
Affordability Index
91.7
Below 100 = less affordable
↓ From 104.2
Mortgage Applications
-5.2%
Week-over-week change
Purchase: -3.1%
New Home Sales
683K
Annual rate (SAAR)
↑ 4.4% MoM
Foreclosure Rate
0.16%
Of all housing units
Near historic lows
Regional Market Snapshot
| Region | Median Price | YoY Change | Inventory | Days on Market |
|---|---|---|---|---|
| Northeast | $485,200 | +4.2% | 4.1 mo | 38 |
| Midwest | $295,600 | +2.8% | 3.5 mo | 42 |
| South | $367,900 | +3.9% | 3.9 mo | 35 |
| West | $628,400 | +2.1% | 3.2 mo | 29 |
About This Data
All mortgage rate data is sourced directly from the Federal Reserve Economic Data (FRED) API and updated weekly. Housing market indicators are compiled from various government sources including the Census Bureau, HUD, and NAR.
Updated Daily
Official Sources
Free Access